{"id":81,"date":"2026-08-10T15:35:32","date_gmt":"2026-08-10T15:35:32","guid":{"rendered":"https:\/\/www.sicherimalter.ch\/?page_id=81"},"modified":"2026-08-10T15:52:54","modified_gmt":"2026-08-10T15:52:54","slug":"das-beste-vorsorgesystem-der-welt","status":"publish","type":"page","link":"https:\/\/www.sicherimalter.ch\/?page_id=81","title":{"rendered":"Wissen &#8211; Vorsorgesystem der Schweiz"},"content":{"rendered":"<div id=\"pl-81\"  class=\"panel-layout\" ><div id=\"pg-81-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-81-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-81-0-0-0\" class=\"so-panel widget widget_text panel-first-child\" data-index=\"0\" ><h3 class=\"widget-title\">Das 3-S\u00e4ulen System der Schweiz<\/h3>\t\t\t<div class=\"textwidget\"><p>Die AHV, die Pensionskasse (BVG) und das freiwllige Sparen (S\u00e4ule 3a und 3b) bilden das einmalige Vorsorgesystem, das die Schweiz von allen anderen L\u00e4ndern auszeichnet.<\/p>\n<\/div>\n\t\t<\/div><div id=\"panel-81-0-0-1\" class=\"so-panel widget widget_media_image\" data-index=\"1\" ><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"222\" src=\"https:\/\/www.sicherimalter.ch\/wp-content\/uploads\/2026\/08\/3Saeulen-der-Schweiz-300x222.jpg\" class=\"image wp-image-40  attachment-medium size-medium\" alt=\"\" style=\"max-width: 100%; height: auto;\" srcset=\"https:\/\/www.sicherimalter.ch\/wp-content\/uploads\/2026\/08\/3Saeulen-der-Schweiz-300x222.jpg 300w, https:\/\/www.sicherimalter.ch\/wp-content\/uploads\/2026\/08\/3Saeulen-der-Schweiz-768x569.jpg 768w, https:\/\/www.sicherimalter.ch\/wp-content\/uploads\/2026\/08\/3Saeulen-der-Schweiz.jpg 1021w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/div><div id=\"panel-81-0-0-2\" class=\"so-panel widget widget_text panel-last-child\" data-index=\"2\" >\t\t\t<div class=\"textwidget\"><p>Die AHV ist f\u00fcr alle Personen mit Wohn- und\/oder Arbeitsort in der Schweiz obligatorisch. Sie soll die Existenz nach der Pensionierung sichern.<\/p>\n<p>Das BVG ist f\u00fcr Berufst\u00e4tige mit einem Lohn von mehr als dem Koordinationsabzug (2026: 26&#8217;460.- f\u00fcr eine Vollzeitstelle) obligatorisch.<br \/>\nSie sichert das aktuelle Niveau im Alter nach der Pensionierung.<\/p>\n<p>Die 3. S\u00e4ule sichert einem den pers\u00f6nlichen Lebensstil und ist freiwillig.<\/p>\n<\/div>\n\t\t<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Die AHV, die Pensionskasse (BVG) und das freiwllige Sparen (S\u00e4ule 3a und 3b) bilden das einmalige Vorsorgesystem, das die Schweiz von allen anderen L\u00e4ndern auszeichnet. Die AHV ist f\u00fcr alle Personen mit Wohn- und\/oder Arbeitsort in der Schweiz obligatorisch. Sie soll die Existenz nach der Pensionierung sichern. Das BVG ist f\u00fcr Berufst\u00e4tige mit einem Lohn&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-81","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wissen - Vorsorgesystem der Schweiz - kundenorientiert und unabh\u00e4ngig<\/title>\n<meta name=\"description\" content=\"3-S\u00e4ulen System der Schweiz\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sicherimalter.ch\/?page_id=81\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wissen - Vorsorgesystem der Schweiz - kundenorientiert und unabh\u00e4ngig\" \/>\n<meta property=\"og:description\" content=\"3-S\u00e4ulen System der Schweiz\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sicherimalter.ch\/?page_id=81\" \/>\n<meta property=\"og:site_name\" content=\"kundenorientiert und unabh\u00e4ngig\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-10T15:52:54+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"1\u00a0Minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.sicherimalter.ch\\\/?page_id=81\",\"url\":\"https:\\\/\\\/www.sicherimalter.ch\\\/?page_id=81\",\"name\":\"Wissen - Vorsorgesystem der Schweiz - kundenorientiert und unabh\u00e4ngig\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sicherimalter.ch\\\/#website\"},\"datePublished\":\"2026-08-10T15:35:32+00:00\",\"dateModified\":\"2026-08-10T15:52:54+00:00\",\"description\":\"3-S\u00e4ulen System der Schweiz\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.sicherimalter.ch\\\/?page_id=81#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.sicherimalter.ch\\\/?page_id=81\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.sicherimalter.ch\\\/?page_id=81#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Start\",\"item\":\"https:\\\/\\\/www.sicherimalter.ch\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Wissen &#8211; 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